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Privacy Statement

The basis of each customer relationship at Iroquois Farmers State Bank is built on trust. You have chosen to do business with Iroquois Farmers State Bank, and we guard that relationship with great care, beginning with the information you have chosen to share with us. That is why we have opted out for you as a matter of bank policy. Iroquois Farmers State Bank does not share information about you unless permitted by Title V of the Gramm-Leach-Bliley Act of 1999 and other applicable laws and regulations.

What Information We Collect
“Nonpublic personal information” is information about you that we obtain in connection with providing a financial product or service. Such information includes for example, account balance, income, assets, insurance premiums, payment history and overdraft history.

We may collect nonpublic personal information about you from the following sources:
  • Information that you provide to us, such as on applications or other forms
  • Information about your transactions with us, our affiliates or others, or
  • Information from others, such as credit bureaus, real estate appraisers, and employees

Our Security Procedures
To maintain security of customer information, we restrict access to your personal and account information to persons who need to know that information to provide you products or services. We maintain physical, electronic and procedural safeguards to guard your information.

What Information We Disclose
Iroquois Farmers State Bank does not disclose nonpublic personal information about you to anyone, except as permitted by federal law, specifically Title V of the Gramm-Leach-Bliley Act of 1999. The confidentiality of your nonpublic personal information will continue to be maintained consistent with this privacy notice even if you decide to close your account(s), your account becomes inactive, or when you otherwise cease to do business with us.

Iroquois Farmers State Bank works with a variety of third parties to bring you financial services. We disclose information about you as necessary to fulfill these third party service agreements. For example, we may disclose information about you to third parties that assist us in servicing or maintaining your loan or deposit account, or other business relationship, such as printing checks. We may also disclose information about you to governmental entities, such as sending annual income statements to the IRS, and to other third parties such as credit bureaus, or in response to subpoenas.

Iroquois Farmers State Bank’s Pledge to You
We believe that your privacy should never be comprised. At the same time, we want to offer you the array of financial products and services you need to accomplish your financial goals. We believe we can do both by adhering to the provisions of this privacy notice.